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Sticking To Your Financial Goals: A Four Step Process

Financial goals on a notepad.

From Ash Cash, personal finance expert, speaker and bestselling author.*

They say, “To persist with a goal, you must treasure the dream more than the costs of sacrifice to attain it.” Before you start on any journey it is imperative to ask yourself how bad do you want it? How much are you willing to sacrifice to get it? and If you don’t get it will your life be OK? The answers to these questions will determine your destiny! How bad you want your goal will allow you to put in the hard work required and give you the strength to persevere when the going gets tough!

Understand that as mere mortals we have the right to want to give up but as beings who have a greater purpose in life, we have NO RIGHT to follow through with that feeling! If ever you feel like quitting, remember why you started in the first place!

As it relates to your financial goals, we know it is easy to get focused on them during the beginning of the year, but when the excitement has calmed down, many find themselves struggling to keep up. In order to make sure that you see your financial goals through the end here are some tips and strategies.

1. Live in Day Tight Compartments - Focus on Today!

Instead of focusing on your big goal, break your goals down to daily task and focus on accomplishing your small goals day in day out. This way you are not discouraged if you fall off track a day or two.  

2. Be SMART About your goals (specific measurable achievable relevant time bound)

Make sure that your goals are S.M.A.R.T, so you know exactly what you are accomplishing and by when. The devil is in the details. The more detailed your goals the more likely you will achieve them.

3. Write them down in the affirmative and say them every day

Keep your goals in your mind’s eye and reciting them every day will give you the daily inspiration you need to keep going no matter the obstacles.

4. Find Your Tribe - create a support system

Those who have a support system are more likely to follow through with their goals. Either because they do not want to be embarrassed by failing or not wanting to let anyone down, an accountability partner can be the key to your success.

What are your financial goals? Maybe you want to start saving for your future, become a better budgeter or make more informed financial decisions. If you are committed to creating the best you yet, start making your dreams a reality.

*The opinions/views expressed by Ash Cash are not considered opinions/views of BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. BMTX is not a financial advisor and individuals are urged to obtain and consult their own financial advisors.