Luvleen Sidhu is the Chief Executive Officer and Co-Founder for BM Technologies, Inc. Prior to her current role, she was a management consultant at Booz & Co. in their financial services practice. Before attending business school at Wharton, she worked as the director of corporate development at Customers Bank. While at the company, Sidhu introduced several growth projects, including partnering with a New York City-based start-up to improve the banking experience through innovative technology.

As BM Technolgies' Chief Financial Officer, Bob Ramsey oversees the bank’s financial operations, including planning, risk, and reporting. Prior to joining Customers Bancorp, Ramsey served as senior equity research analyst at FBR Capital Markets, where he covered community banks, regional banks, super-regional banks, consumer finance and fintech companies during his 13-year tenure. He previously worked at Wachovia Securities. Ramsey is a Chartered Financial Analyst (CFA). He holds a Bachelor of Arts degree in Managerial economics from Hampden-Sydney College and a Master of Business Administration degree from the College of William and Mary.

Warren Taylor is Co-Founder and President of Customer Service at BM Technologies, Inc. Taylor oversees the financial risks of the bank. Taylor is responsible for customer care across all channels and white label customers. He is also the liaison for managing Risk, Compliance, Audit, Vendor Management, Legal, and Operations, including budget review and analysis. Prior to joining Customers Bank, he spent 20 years at Sovereign Bank, and acted as the Division President, where he grew the market from zero to $8 billion in 12 years.

As Chief Commercial Officer, Andrew leads university sales, client operations, marketing and product management for BankMobile Disbursements business and business development for BM Technologies’ white label and direct-to-consumer banking verticals.  He is a seasoned executive and has held operations, business development, client management, product management, marketing, strategy and consulting roles in both large and small high-growth companies.  He is motivated by building scalable and resilient operational and organizational infrastructure and high-performing teams.

A Senior Banking Executive with a proven track record of implementing change, streamlining processes, and developing superior customer experiences while achieving exceptional financial performance. Bob has expertise in Strategic Planning; Technology Selection & Deployment; Alternative Delivery and Payment Channels. Prior to joining Customers Bank, he served as the Director of Operations and Cash Management of Firstrust Bank. Bob is also a member of several Boards related to Financial Services and non-Profit Organizations.